Frequently Asked Questions
1. What types of funding do you offer?
We help connect clients with personal loans, lines of credit, and alternative
funding solutions through our network of trusted lenders.
2. Can I apply if I have less-than-perfect credit?
Yes. We work with a wide range of lenders that consider different financial
backgrounds and credit needs, helping match funding options for all credit
types that fit your situation.
3. How long does the approval process take?
Many customers receive decisions quickly, sometimes within the next day or
up to eight days, depending on the credit requests, financial objects,
available lenders, and the information provided.
4. How does your service work?
We review your information and connect you with lenders that align with your
financial profile, helping streamline the approval process.
5. Do you directly provide loans?
No, Unique Credit Services is not a lender. We are a funding marketplace that
connects you with a network of trusted third-party lenders offering small
business personal loans, lines of credit, and alternative financing options.
With one simple form, you can get matched with hundreds of potential
lenders at once—eliminating the need to submit multiple applications
individually. This efficient process saves you hours of frustration waiting for
responses and helps you secure the right funding solution faster.
6. Will completing your online form affect my credit score?
No. There is no credit check made by completing our online form. Once you are
connected with a lending partner, they may perform a credit check as part of
the final approval process. This varies depending on the lender and the type
of funding.
7. What documents do I need to get started?
You do not need any documents to get started and to complete our short
online form. Before final approval, requirements may vary by lender, but you
may need basic information such as income details, identification, and
banking information.
8. How much can I borrow?
Loan amounts vary depending on the lender and your financial profile. We help
match you with options that align with your needs.
9. Are there fees for using your service?
Absolutely not! Lenders that offer personal loans will never ask for any
upfront fees. Lines of credit are different, but if there are any fees, they are
usually included within the line of credit itself, as opposed to an upfront fee.
Please be careful not to pay out any upfront fees before receiving a loan or
line of credit. We aim to provide transparent options so you can make
informed decisions.
10. How do I get started?
Simply complete the online form and submit to explore your loan and
funding options. There is no credit check to submit our form.
COMPLETE OUR 30-second FAST APP!